Telecom settlement runs on cross-border payments that the old rails handle badly. A carrier in Europe owes an African operator for terminated traffic. A wholesale voice partner waits on a settlement that is days late and short on FX. Arayo settles telecom and interconnect payments in minutes across 150+ countries, with the rate locked at funding and every payment traceable.
Carriers exchange traffic constantly and settle the balances on a cycle. The billing is complex; the payment should not be. Yet cross-border carrier settlements still crawl through correspondent banking: days in transit, FX spreads that erode thin wholesale margins, and no shared view of whether a settlement has landed. For operators settling into and across Africa, where margins and corridors are tightest, the payment layer is where value leaks.
Counterparty carriers and wholesale partners are credited the same day.
The all-in FX rate is fixed when you fund, protecting wholesale margins from spread drift between invoice and payment.
Every settlement payment is timestamped end to end and reconciles against your billing. Disputes about whether money moved disappear.
Collect and hold settlement balances in the currencies you trade in, and pay out from the same account.
Pay carriers in 150+ countries through one integration, with the African corridors most operators serve worst built in.
Mobile operators, wholesale voice and messaging providers, and interconnect aggregators all settle the same way: many counterparties, tight margins, cross-border. Arayo is the payment layer that makes those settlements fast and visible, by API for high settlement volumes. [DETAIL: API docs, batch settlement, rate limits]
Conditional and netted settlement, releasing funds against agreed, verified balances, is on the Arayo roadmap. [ROADMAP: confirm scope and timeline]. Today Arayo provides the fast, traceable, FX-locked payment leg; verification and netting can run with partners. We will label what is Arayo and what is partner-provided.
