Construction milestone payments stall projects when they cross borders. A contractor in Nairobi finishes a phase and waits a week for a transfer from the Gulf. A supplier holds delivery because the progress payment is “in process”. Arayo settles construction and milestone payments in minutes across 150+ countries, with the rate locked at funding and every payment recorded for the audit trail.

Big builds run on staged payments: mobilisation, foundations, each progress claim. When those payments are cross-border they inherit every problem of the old rails. Two to five days in transit. FX that moves between the certified amount and the deposited amount. No shared record, so the main contractor and the subcontractor argue over whether the money has even left. On a project with a schedule, that delay has a cost.
The contractor or supplier is credited the same day, so the next phase starts on time.
The all-in FX rate is fixed when you fund the milestone. The certified amount is the amount that lands.
Every milestone payment is timestamped end to end and reconciles against your project records.
Hold the next tranche in a multi-currency account in your company's name and release it when the claim is approved.
Bank and mobile wallet payout across 150+ countries, including the African and Gulf markets where major projects and their labour actually sit.
The strongest version of this, funds released automatically when a milestone is independently verified, is on the Arayo roadmap. [ROADMAP: confirm verification inputs and timeline]. Today, projects that need milestone-triggered escrow run through licensed partners while Arayo moves the money fast and traceably. We will state plainly what is Arayo and what is partner-provided.


