Arayo

Multi-currency accounts in your company's name

Arayo's multi-currency business account lets you collect, hold and convert money like a local in the markets you trade in. The account is opened in your company's own name and supports companies registered in over 100 countries worldwide, including the UK, UAE, Hong Kong, Singapore, and Seychelles. Not a pooled account with someone else's name on it and a reference code. Yours.

payment

Named accounts, not borrowed IBANs

Plenty of providers hand you a virtual IBAN pooled under their own name. Your customers see an unfamiliar company on the payment screen, their bank's screening gets twitchy, and your reconciliation inherits the mess. Arayo issues the account in your company's name, so customers pay you, screening passes, and your books match reality.

What the account does

Collect

Collect

Receive local payments in the markets you sell in. Funds land in your balance the way a domestic transfer would, with no international wire on your customer's side. Less friction for them, faster money for you.

Hold

Hold

Keep a foreign currency business account balance in each currency you actually trade in. Collected EUR and paying a supplier in EUR? Skip the FX round trip entirely.

Convert

Convert

When you do convert, you get one rate benchmarked against mid-market, shown before you commit. Convert manually or set rules and let it run.

Open

Open

Incorporated in Mauritius, Georgia or the BVI? Non-resident directors? Most providers turn you away before they've looked at the business. Arayo accepts companies from over 100 countries of incorporation, because where you're registered says nothing about how well you run your business.

Ramp On/Off

Ramp On/Off

When you need to move value further, on/off ramp and payouts to over 150 countries sit in the same balance.

Built for operating companies, not just fintechs

Importers holding USD between shipments. Exporters collecting EUR and paying staff in GBP. Platforms collecting in five currencies and paying out in twenty. If your treasury lives across borders, this account is the control panel.

safeguard security

Safeguarding and security

Client funds are safeguarded in line with local partner regulations and held separate from Arayo's own funds. Refer to partner guidelines for full details.

Questions businesses ask us