Arayo

Pay real estate commissions in minutes, not weeks

Real estate commission payments break down when the deal crosses borders. An agency in Dubai owes a referring broker in Lagos. A developer pays international sales agents after a closing. Arayo settles these disbursements in minutes across 150+ countries, with the rate locked at funding and every payment traceable from sender to agent.

Commission closing-day problem

The closing-day problem

A commission is earned at closing and should be paid like it. Instead, cross-border disbursements sit in correspondent banking for days, lose a margin to FX no one quoted, and leave the agent chasing an agency that cannot say where the money is. For high-value property deals, especially in Gulf and African markets where cross-border referral is normal, that delay sours the relationship that earned the deal.

What changes with Arayo

Settlement in minutes

Settlement in minutes

The agent's bank or wallet is credited the same day, usually within minutes.

One locked rate

One locked rate

The all-in FX rate is fixed when the agency funds the payment. The commission agreed is the commission received.

A trail both sides can read

A trail both sides can read

Every disbursement is timestamped end to end. The "where is my commission" call disappears.

Split disbursements cleanly

Split disbursements cleanly

Pay a referring broker, a selling agent and a team lead from one funding event, each tracked against its own reference.

Hold and pay on closing

Hold and pay on closing

Stage the commission in a named multi-currency account and release it the moment the deal completes.

Built for cross-border agencies and developers

Property is increasingly sold across borders: Gulf developers selling to African and Asian buyers, referral chains that span three countries. Arayo’s deepest coverage is exactly those corridors, with payout to banks and mobile wallets where agents actually hold money.

Cross-border agencies and developers
Commission financing and held release

Commission financing and held release (roadmap)

Some agencies want to pay agents on closing while collecting from the buyer over time, or to hold commission until conditions are met. Conditional release and commission financing are on the Arayo roadmap, and available today through licensed partners while Arayo moves the money. [ROADMAP: confirm scope and timeline]. We will label clearly what is Arayo and what is partner-provided.