Money movement is a network business. Ours grows through partners: advisors who refer clients, companies that build on our rails, and licensed operators who extend the network. Pick your lane.
Apply to partner


For accountants, consultants, trade associations, communities and content creators whose audience moves money across borders, especially into and across Africa.
Apply and get a partner link and code.
Refer businesses that need cross-border payments, accounts or ramp access.
Earn revenue share on the payment volume of clients you refer.
What you get: transparent tracking, monthly payouts (to your bank, wallet or stablecoin address, naturally), co-branded materials, and a named partner manager. No payout thresholds games.

Licensed payment operators, mobile money providers and local on/off ramps: join the network that powers Arayo payouts in over 150 countries.
You hold the licence your market requires, run reliable local rails, and want volume from corridors banks underserve. In return: routed flow from Arayo's client base, clean settlement in regulated stablecoin, and a partner standard worth being part of, licensing, safeguarding, uptime and payout performance, reviewed continuously.
PSPs, fintechs, payroll providers, marketplaces and software platforms that want cross-border capability inside their own product work with Arayo.
Integration support, sandbox access and shared go-to-market where your customers overlap with ours. Your product gets over 150-country reach without you building a compliance department.

You incorporate companies in the exact jurisdictions mainstream providers refuse to onboard. Arayo accepts over 100 countries of incorporation. The referral writes itself into your closing email.
Cross-border structures need cross-border banking. Refer with confidence: compliance-first onboarding, and your name stays safe next to ours.
No audience required, just a network. If you know three companies stuck on five-day transfers, that's a lane.
Who we cannot help: Arayo's licensed partners currently support businesses in trade, goods and services; some regulated and high-risk sectors fall outside their present appetite. However appetite changes as networks grow, and ours is growing. Contact the team and we can confirm how we can help. We'd rather tell you "not yet" than open an account that gets closed in six months.

