Escrow and milestone deals fail at one point: when the money moves. Arayo moves it. We settle cross-border payments for procurement, equipment and staged contracts in minutes, in 150+ countries, with every leg traceable and the rate locked when you fund. For deals that need funds held and released on conditions, conditional escrow is on our roadmap and available today through licensed escrow partners.
In a cross-border deal the danger concentrates the moment capital leaves your account. A procurement payment to a new supplier in Shenzhen. An equipment purchase into Doha. A staged contract where the next tranche depends on work you have not verified yet. Traditional rails were built to move money, not to govern it: no traceability mid-flight, FX that drifts between agreement and arrival, and no way to see where funds are.
Arayo does not pretend to remove every risk. It removes the ones that come from slow, opaque payment rails.
Stablecoin rails carry value across borders in seconds; licensed partners pay out in local currency.
The all-in FX rate is fixed when you fund the payment, so the amount agreed is the amount that lands. No spread drift between handshake and settlement.
Every payment has a timestamped, end-to-end reference, and the settlement leg is verifiable on-chain. Both sides can see where the money is.
Park the deal amount in a multi-currency account in your company's name until you are ready to release it, then pay out in one move.
Sanctions, AML and counterparty checks on each transaction, which matters most exactly in high-value, cross-border deals.
Buying from overseas suppliers means paying people you may not have worked with before, in markets your bank serves slowly. Arayo settles procurement payments fast and traceably, holds the funds in your account until you are ready, and shows the supplier exactly when payment is on the way. Common lanes include Europe and Africa into China, and intra-Africa trade. [DETAIL: corridor list]
Large equipment deals, for example machinery and plant bought into Qatar or across the Gulf, move serious value in single payments. Arayo handles the cross-border leg: one locked rate, settlement the supplier can see, and named-account holding so you fund when the deal is ready rather than days early. [DETAIL: high-value transfer limits and pre-clearance process]
Formal escrow, milestone-triggered release, independent verification inputs and multi-party approval are on the Arayo roadmap. [ROADMAP: confirm timeline and which capabilities ship first]. Today, deals that need regulated escrow run through Arayo's licensed escrow partners while Arayo handles the underlying money movement. We will say clearly on the live site what is Arayo and what is partner-provided. [DETAIL: escrow partner details]
